Introduction
zkMe
The Identity & Open Finance Kernel for the Agent Economy
Enabling Autonomous Finance with Verifiable Trust.
Who we are.
Founded in December 2022 and backed by the world's leading venture capital firms, zkMe Labs pioneers Self-Sovereign Identity solutions across various sectors. With the evolution of what we are building into zkMe Protocol, we empower users, institutions, and AI agents to securely manage and prove eligibility across a broad spectrum of applications. Originally focused on permissioned DeFi, zkMe now extends its secure, flexible compliance infrastructure to the Agent Economy, keeping data private while unlocking autonomous, permissionless finance.
zkMe builds the critical infrastructure layer between humans and autonomous AI agents. The future of finance is agentic: AI will manage cash flow, optimize yield, negotiate credit, and execute payments on behalf of humans. But this future cannot scale without a fundamental rethinking of how identity, secrets, and compliance are handled at the machine layer. zkMe solves this with infrastructure for secrets management, dual underwriting, and payment initiation, all powered by self-sovereign identity, zero-knowledge proofs, and session secrets.
How it works.
zkMe is building a decentralized Identity infrastructure, bridging identity primitives through the zkMe Protocol. Leveraging the power of Zero-Knowledge Proofs (ZKPs), zkMe enables secure and private credential attestation and verification across ecosystems. In contrast to most existing Decentralized Identifier (DID) or Verifiable Credentials (VC) approaches, Identity Protocol does not require centralized trusted Issuer entities on every ecosystem. Trusted Credentials are ubiquitous in traditional finance and the Internet, why not access and consume these onchain? Identity Oracles are thus the answer to the question: Why reinvent the wheel when trusted credentials already exist?
If a credential source is already trusted on another Chain, on the Internet, on a Physical Device, or created by a Trusted Issuer, zkMe's Identity Oracle bridges that Credential fully trustlessly and programmatically to any number of service providers without introducing new trust assumptions.
With zkMe, users maintain full control over their digital identities and disclose only what is necessary to authorized parties. In the Agent Economy, this same principle extends to AI agents: through the zkKYA (Know Your Agent) framework, agents receive verifiable credentials for principal accountability, certified capabilities, declared intent, reputation history, and payment authorization, enabling them to operate autonomously within cryptographically-enforced boundaries.
This enables a variety of Use Cases, for the verification of a number of zkMe Credentials, through the interaction of a number of zkMe Components, powered by three complementary pillars:
Secure
Self-Sovereign Identity
Protects secrets via an encrypted zkVault with TEE execution, ensuring AI agents never hold plaintext credentials.
Underwrite
Trustless Credentials
Enables capital-efficient agents to instantly verify both their owner (UBO) and counterparties in a privacy-preserving way.
Gate
Enclaved Session Permission
Grants agents limited, revocable signing authority with built-in compliance checks before every transaction.
Ready to build for the Agent Economy? Contact zkMe now: [email protected]
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